Monday, May 29, 2006

Why are We Opposed to Reservation? by Rahul Varman (Proff: IIT-Kanpur)

Hi I usually blog only crap but this reservation debate and the one-sided nature of the debate is getting on my nerves. Here are some great thoughts on it by a Proff from IIT-Kanpur.
Please do leave your comments and I'll make sure they are relayed to him.
Thanks

Why are we Opposed to Reservations?


I teach at one of the IITs, and off late my students, colleagues, friends and relatives have been sending me mails, organising meetings, writing petitions, initiating e-tirades, etc. against the recent MHRD announcement and generally taking it for granted that I’ll join them in their protests. Each time they are taken by surprise when I decline their offer, try to mumble something as to why I do not agree with them, or sometimes simply keep quiet if I have the advantage of an impersonal medium like the email. But increasingly it has been hard to shrug the whole issue away - every time I open my mail box, or as I walk along the corridor, and even as I bid farewell to my students of the outgoing batch, the sentiment against reservations seem to be thick in the air intermixed with the feeling of unease when one does not make the ‘right’ noises. And therefore I’ll try to articulate at some length as to why I disagree with the ‘anti-reservationists’, (the issue is too complicated for a mere agree/ disagree vote); in spite of having little sympathy with MHRD and their ‘motivated’ methods.

Let me begin with an incident which occurred when I had just joined IITK way back in 1994. We were staying in the guest house then and some census officials knocked on our door one afternoon to make enquiries for filling up a questionnaire. On being asked about my caste my wife expressed her unawareness. When a brief consultation with each other trying to ‘categorise’ my surname did not yield any answer, the main person resolved the issue in an ingenious way. After confirming that I was a faculty member, he told his associate in quiet confidence, “likh do, Brahman honge”. The point that I want to stress here is that it is not suddenly that either Mr. Arjun Singh today, or 16 years earlier Mr. B P Mandal, suddenly injected the caste divisions into our society (or, for that matter, in the elite educational institutes) as is being alleged by those against the reservations. The caste divide very much exists everywhere in our society and especially so in any of these elite institutes; my claim would be borne out by the names on the doors along the corridors in the faculty corridors or during the roll call in any of the class rooms. Only thing is that those who are on the right side of the divide can choose to ignore it. This will also be borne out by various kinds of statistics if we bother to look at them.

Some say that instead of caste we should talk about the economic deprivation and by bringing caste reservations we’ll only bring in more divisiveness. I do not understand this argument; it is like saying that we should not address the gender oppression as an issue primarily concerning women, as men also have been sometimes oppressed; or that racial discrimination is not about the blacks and Hispanics in the US, as whites also are sometimes on the receiving end. Further, as if acknowledgement of this form of discrimination(s), instead of being a logical step towards affirmative action, would actually promote them. Coming back to reservations in the present context, it is true that a lot of men and upper castes are also oppressed, but here we are talking about a specific systemic historical subjugation of a massive magnitude, at present perhaps involving more than half a billion people. Reservations may not be answer to this problem but the issue cannot be addressed by bringing in every other kind of discrimination also while attempting to address this issue. Caste problem can be solved only by addressing caste issues; similarly if there are other discriminations that exist in the society (and of course they do) they need to be identified and addressed too, not substituting one form of redressal for the other. Further if the social and economic equity spreads it will not harden the caste identity but loosen it as I’ll argue further through the experience of the southern states later.

Of course the most important argument of those protesting is that it is against the ‘merit’, that it is going to keep the ‘meritorious’ students out and bring in lesser students due to reservations, which in turn will ‘lower’ the standards and destroy the excellence of such institutes, which has been so assiduously and precariously cultivated as a part of the post colonial nation building project. Now this argument is at various levels and we can examine various parts of it one by one.

The first part of the above argument is that reservations will bring students who lack merit and hence will lower the standards of the elite institutions; hence they should be kept away from such reservations. The point is that what does this merit really mean? In any exam where lakhs appear and only thousands get selected, it is not that rest are ‘bad’ but only that there are very limited opportunities. But does it mean that if we go down in the performance list of the exams, others are incapable of undergoing the training and we as an institution are incapable of teaching them in whatever it takes to make them a good professional? Remember we are talking of half a billion people when we say ‘backwards’. Can’t we find handful out of them who have the ‘capability’ to undergo the required training? To me the argument does not sound very different from the ancient times where by their birth a large number were excluded from learning Sanskrit or entering the temples. It is very much like Dronacharya refusing admission to Eklavya. Moreover, we do not seem to even recognise the odds that the children from disadvantaged face; my friend who is from a village 100 kms from Kanpur tells me that his village has just one school where hundreds study across classes with one 18 year old teacher for all the classes put together! And the point is that, even in this school, dalit children are not even allowed to drink from the public pot kept for the rest of the children. In contrast, is it merit when we see that overwhelming majority of those who clear the JEE and CAT are able to do so, only after spending huge resources, money and time, as will be borne out from the newspapers inserts everyday and hoardings at every corner in vast urban parts of the country? What this shows is the singular lack of opportunities and the desperation of educated youth to find a berth in the elite institutions that will catapult them into a different social and economic orbit. Now the point is that these berths are being reserved in one way so far, the question is are we ready to alter that process?

If something sets the elite institutions apart it is the enormous resources that they attract, both human as well as material. And I do not see what stops such individuals who enter even after reservations from becoming good professionals given proper nurturing and resources. As far as failing of students in such institutes is concerned we’ll find that students of all categories make such a list as the overwhelming reason for that is either lack of motivation and/ or the social context and not the lack of ability. Many students after clearing JEE, CAT, etc. lose the motivation to do well – they stop going to classes and studying and look for other expressions in life and simply feel alienated with the academics. The second reason is that many students simply find it hard to adjust to a westernised – elite culture of these institutions, especially those who come from rural or small town background. Since they are not able to find the right kind of supporting network of friends and peers they are not able to perform as a lot of learning in such institutions is collective. Many of the reserved category students have to further bear the stigma of coming through ‘quota’, of not being good enough and hence they get into a shell and are more likely to find themselves alienated, which finally reflects on their performance. If this is so, then what is required is more supporting systems within institutions and not stopping them at the gates.

As a teacher I have also seen cases where within a semester or two some of the so called ‘poor students’ are completely transformed. They have been able to adjust to the requirements of the system and flourish, may be with the help of a supporting friend, or a patient teacher, or through an activity where they could express themselves, or a combination of the above. Moreover if these institutes are not only about learning inside the class as we never tire telling the fresh students, but about becoming a complete professional as so many alumni will vouch for, and transforming a teenager into a professional who is in touch with her surroundings, then of course this diversity can do wonders to the overall learning inside and outside the class rooms. I have learnt so much from those of my students who are different from my protected middle class upbringing – a village in eastern UP, a small town in Bihar, a construction site in Kerala, and so on. Though I understand nothing about the medical education, but I am sure if a student can bring his experience of a Chattisgarh village, it can contribute hugely to the real education in the class.

One can at this point ask a further question, is merit all about passing exams? After all, are the exams a means or an end? If the exams are means to look for ability to make better engineers, doctors and managers, then can there be better methods to look for such ability? After all in my first engineering class I was told that a good engineer is the one who can produce the best out of the least resources and similarly, management is supposed to find one’s way in an uncertain situation – or allocate scarce resources in the most optimal way possible. If that is so, whatever I have seen of our deprived masses (of which overwhelming majority belongs to the backward, dalit castes or adivasis), they have the astonishing capacity to make something productive from almost next to nothing! For the last few years I have been studying small industry clusters, like Moradabad brass, Varanasi silk and Kanpur leather. Put together (all the clusters in the country), they are exporting more than the IT sector and their cumulative employment will be several times of the whole of IT industry. In all these clusters they operate with miniscule resources – small investment, no electricity, forget about air-conditioning, non existent roads, lack of water, and little formal education. These clusters are primarily constituted of these so called backward/ dalit castes and are truly a tribute to the genius that our society is. But in spite of centuries of excellence these communities have hardly produced any formal ‘engineers’, ‘doctors’ and ‘managers’, and conversely these elite institutions have not developed any linkages with such industries and their people.

This brings me to a further question, what do ‘meritorious’ students from these institutions do when they pass out? I recall what Srilata Swaminathan, the noted activist, had said at the beginning of her talk at IIMA in the early 1990s (I at the time was a student there), “I am told that this is the cream of the country, and what do you do, sell soaps and toothpastes (ITC, HLL, etc. were the most coveted recruiters those days)?”. There was hushed silence in a room full of students and faculty. I remember in the mid-90s my sense of disbelief, when I was the placement coordinator for my department, the HR manager of one of the big three Indian IT companies told me, “as long as somebody can recognise a keyboard we take him” in response to my query about what they sought in a potential employee. Remember this company over the years has employed thousands of IIT-IIM engineers - managers. As a child I remember the famous surgeon in my home town, who would first cut up a patient and then renegotiate the price with the relatives, before proceeding with the surgery! Or everywhere around me I find ‘meritorious’ doctors employed in public hospitals, drawing comfortable salaries and doing roaring private practice! You are not even required to turn up in the village health centre even once if you have a rural posting. If the majority of our people usually have to do with the village quack, they would not mind a ‘slightly less meritorious doctor’ coming to take care of them, instead of finding solace in the fact that super-specialised doctors are ensuring that the elite of our country have no wrinkles, and such like grave ailments. I recall when some students from IITK, almost all of them belonging to the North from UP to MP to Orissa, went to participate in post Tsunami relief work in Tamil Nadu. After they came back the overwhelming feeling was this difference from the North that “things are different over there and they work!” My relatives and acquaintances prefer to go down south when they are seriously unwell and not to Delhi or Lucknow. Remember this is the same place which has implemented the ‘quota’ much before Mandal and much beyond it too. I hear of far less caste strife in Tamil Nadu than in UP where caste based reservations have been implemented for such a long time – it does not seem to have furthered the caste based identities in South into a full fledged war like Bihar and UP. Point is ‘merit’ is not about stopping somebody at the gates or throwing them out of these seats of learning, but in creating robust institutions which can cultivate and nurture the talent with all the complexities of a vast and disparate society that we are.

Let’s put the creamy layer argument also in perspective now. Point is that such elite education which has so many barriers – expensive and time consuming coaching, expensive education, elite culture, etc. is under the present order going to be a preserve only of a select few. All we are saying is whether it is going to be the preserve of a few higher castes or some of the other castes can also find an entry. Even if it is backward IAS’s daughter, so be it, finally many others are also IAS’s wards, so how does it make a difference? As has been rightly said by the critiques, it’s a populist measure for the votes. etc. But so is every single policy of the govt. and so it will be in a ‘vote bank democracy’ – either for the votes directly, or for generating resources for the next election. When an Ambani or an Enron is granted abominable concessions, why don’t we come on streets and say, “it is for money for the next elections.”

The difficulty perhaps is that we are only against certain kinds of reservation. When an Ambani becomes a CEO, when a Gandhi becomes a minister, we do not say it is against merit, when a professor whose son is not able to qualify JEE, is still able to send her child abroad for higher studies, we do not say it is reservation, when only Valmikis do all the cleaning work at IITK we do not say it is reservation, the point that we need to ponder is that why is it that we are only against certain kind of reservation and for certain kind of merit?

Finally for those of us who think that the present reservation exercise is ornamental and they would like to do something more basic and lasting, I recommend a reading of the Mandal report - they will find that the report goes to some length to capture the socio-economic indicators in understanding and classifying ‘backwards’. Moreover reservation is a small part of their recommendation which includes things like special coaching for the disadvantaged to basic issues like land reforms. The difficulty is that in all these years, only the naxalite movement seem to have taken up some of the radical suggestions of the Mandal Commission! Meanwhile I have a question for those whose problem is the hasty implementation, that “how can we implement MHRD’s recommendations so suddenly?” After all, the report has been available for debate, discussion, modification and implementation for all these 16 years! Why is it that we have suddenly woken up to bother about primary – secondary education as well as the economic upliftment of the masses, only when the government has started acting in its own bumbling ways? As far as I know, no academic body or business institutions like CII has debated these issues and no committees have been setup to examine the Mandal report all this while. Finally, history is catching up in its own imperfect ways. We need to ponder whether these institutions are meant only for supplying cheap labour for the American corporations. If they have to be more than that, the time has come for us to be self critical and look beyond the knee jerk response to the present quagmire.

88 comments:

Anonymous said...

How much did you get paid for composing such a sympathetic report?

Fiaz said...

well.. I apreciate it if you can be more objective....and try to blow holes in the argument than retorting like this.

Anonymous said...

well very idea dat "...lakhs appear and thousands get selected...its lack of opurtunities and not that those are not meritorious enough to be trained..."
pointless and useless to say that dis arguement is baseless....why u have positions 1st ,2nd 3rd in class and not give just passed t all d students???

U mean to say a person who got -5 marks (minus 5 ) can be trained at IIT-k and then can serve microsoft..
am sorry sir but pls resign from your post if u feel so....

Why is there system of giving 10/10 or 5/10 in your college??

why only one student is given the highest scholarship??

the answer is one --"MERIT AND INTELLIGENCE MATTERS"

May be that solves most of your questions

k said...

many points are well made, but there are still weaknesses.
here's how i summarise his argument - 'merit' as measured by entrace exams is not really of much value, once in iit students adapt, currently meritorious students dont contribute to society, increased diversity will be an enriching experience for the iits. though i agree with only some of the above statements, he has raised valid issues.

the point where i feel the argument is really weak(even if you accept the previous arguments) is - support of caste-based instead of economic based reservations and his take on the creamy layer both of which are really the same issue.(in economic based reservations, there wouldn't be a creamy layer)

"Some say that instead of caste we should talk about the economic deprivation and by bringing caste reservations we’ll only bring in more divisiveness. I do not understand this argument; it is like saying that we should not address the gender oppression as an issue primarily concerning women, as men also have been sometimes oppressed; or that racial discrimination is not about the blacks and Hispanics in the US, as whites also are sometimes on the receiving end."

"Even if it is backward IAS’s daughter, so be it, finally many others are also IAS’s wards, so how does it make a difference?"

he sees the creamy layer as a necessary evil. here are the advantages of economic reservations -
it focusses much more efficiently on the people whom you want to uplift, it would include most of the obcs, but only those for whom reservation was meant for in the first place.(the creamy layer even if a small fraction of the obcs is much larger than the 4000 odd seats in the iits and for exactly the same reasons he gives - coaching, better schools it could dominate the alloted quota).

it is not self-perpetuating if someone benefits, then by definition he wont benefit again.(you wouldn't even need a 10 or 20 year rule as before).

it doesn't bring caste to the foreground and divide the country - you are poor the government funds you, otherwise it doesn't. the general principle is that political parties instead of relying on vote banks(which policies like quotas ensure) should instead aim for votes based on economic progress and not by dividing the people(or in light of the point that he makes about the census guy, emphasising the existing divisions in people).

in the light of the above advantages, which (to me) make EB res. much more desirable, let me point out a weakness - implementation, maybe it is much easier to fake your income than your caste and the system could be heavily abused. but in the the light of the above heavy advantages, i think we should instead focus on efforts to improve the implementation rather than go the caste based way..

confused said...

First, the nitpicking.

As far as I know, caste data has not been coollected in Census since 1950, so why was Dr. Varman asked for his caste? And 1994? The last census was in 1991. Maybe IITs conduct their own census, if that is the case Dr.Varman can clarify.

Now coming to more substantial issues...

1. I agree that diversity is a valid concept and is surely enriching. At the same time, as far my experience of elite institutions go(not of IIT) they do have a good number of people from rural backgrounds, however surely ways can be found to increase their number.Example. give extra points to people from rural areas/areas which have tradionally been underepresented in IITs. Why do we need quotas for that?

2. Is caste the only diversity Dr. Varman is aware of? What about gender? What is the sex raio in IITs? Or is the good doctor claiming women have never been oppressed?

3. What is this hogwash about IAS backward officer's daugter brining diversity to the campus? How? The point which he misses is that caste is not a race-An OBC's daughter is no different from Brahmins' daughter provided they come from the same social background. Or an IAS officer's daughter has no access to education too? Why should we give her a break then? Second, why does Dr. Varman assume she wont be able to compete?

4. Then he talks about the genius of the poor craftmen. Fair enough. Now could Dr. Varman tell us how craftsman son/daughter is supposed to compete with the Rich OBC' kid?

Infact Dr. Varman does acknowledge it by indirectly suggesting that only some people can have the resources to crack JEE. So, this is not about giving the poor craftman's kid a chance!

5. Dr. Varman seems to claim that SC/ST students do equally well as their general counterpoints. Could he supply us some data about where do SC/ST kids go after graduation, what kind of GPA they maintain? I do not claim to know IITs as well as Dr. Varman does, I also recognise the limits of merit but I refuse to buy this argument that entrance exam is total bullcrap and does not tell us anything about a person's future. If that is the case, why not scrp it al together?

Infact, those who decry merit, why have not they suggested an alternative measure? If entrance system is wrong, suggest a better one.

6. TamilNadu is largely a farce where reservation has been given to 96% of the population....

I have covered the rest on my blog.

Thanks

Fiaz said...

Reply to:"pointless and useless to say that dis arguement is baseless....why u have positions 1st ,2nd 3rd in class and not give just passed t all d students???"
The answer to the question is Dr. Varman's views: Are you saying that great intitutions like IITs and IIMs with its famed faculty and resources cannot train a few backwards. Remember you are quetioning the fact whether we can find a few students from 500 million people.
Getting through IITs has now all become of enrolling youreslf at Kota. How many of these backwards do you find there or can afford such exhorbitant fees????
BTW Varman says Resevation is not the best policy as per se...but it is far better than doing nothing for the majority....

Anonymous said...

1.Excellent article by Dr Varman. Must be published in some national daily.
2. Creamy layer clause is already under operation for OBC job reservation. Same should be extended to OBC education reservation, as well as SC/ST reservations.
3. All Below Poverty Line people of so called 'forward classes' should be given OBC status and fruits of reservation.
3. 33% of all seats should be horizontally reserved for girls in both reserved and unreserved categories.
4. All students who have completed substantial part of their school education from rural areas in non-elite schools (evolve criteria), irrespective of caste, should be given extra points or reservation to bring Indigenous Technological Knowledge (ITKs) in classrooms.
5. Last but not least, all reservations should lead us to a time when there would be no need of reservation at all!
Jai Hind!!

vivek ranjan said...

It is really unfortunate some people making comments, which are aggressive in nature. I know Rahul personally, and I really appreciate him. I would like all these serious and meritorious people who have criticized Rahul to show their merit in being impartial and polite in their critcism. To show maturity of thought and reason.
I would agree that merit does exist and intelligence does count, but not all 2000 students in iits and even more in other engineering colleges are brilliant. Students who have opportunity, environment, and dedication succeed in examination. These are important traits and thats why IITs or such places are great places.
But society is not run by geniuses. Society and companies are run by people who have skills, that are required and dedications. Thats why most engineers get employed in software and turn into MBAs even if they are trained in electrical, civil, etc. Thats why many doctors go to villages and smaller cities rather than AIIMS and big hospitals. So, eventually we as a nation need a lots and lots of skilled people and not just of few handful of so called "geniuses" who end up selling soap. It would be a huge national wastage if we don't develop this skills base among the poor, downtrodden, and people from all castes and communities. Eventually we need development and skills distribution across the board. I believe Rahul mean "value" in this sense. Not all in IITs add to the value, whereas some others outside may add to the real value.
The answer to this problem cannot ofcourse be only in reservation as Rahul has correctly mentioned. I would paraphrase the first line of a nature documentary "there are forty thousand species on earth, these are forty thousand answers to one question-- survival". Similarly, there is one question facing the country or even the world -- all round development, and there has to be varied approaches -- land reforms, economic reforms, distribution mechanism, educational reforms, including increase in the numer of colleges itself, etc. etc. I believe nation cannot be extra sensitive about reservation anymore. We must mature and learn to move ahead of reservation and propose innovative, talented, meritorius answers to the problems facing the country.

Anonymous said...

Great site

http://arthritis-relief.lysog.info arthritis relief
http://leather-chair.lysog.info leather chair
http://lucchese-boot.malig.info lucchese boot
http://toshiba-part.malig.info toshiba part
http://home-treadmill.malig.info home treadmill
http://turbo-tax.malig.info turbo tax
http://born-shoe.asapdeals.com born shoe
http://stretch-film.bucksathome.com stretch film
http://tv-stand.asapdeals.com tv stand
http://jet-pump.casinogamefactory.com jet pump
http://nfl-jerseys.1timesex.com nfl jerseys
http://party-poker-online.boulevardprivates.com party poker online
http://charlotte-job.asapdeals.com charlotte job
http://porch-swing.eurocarexpert.com porch swing
http://kohler-plumbing.1timesex.com kohler plumbing

Thanks.

Anonymous said...

Stop HARD WORKING)))
Only for man useful links )))

FOR FORCE buy viagra FOR REST casino
and for your girlfriend )))) fresh flower


i think its will be usefull ))))))

I found a lot of interesting information for me ))) here )))) and i start prepare to 8 march )))))

Anonymous said...

I start to women day prepear

I start to women day prepare……
I buy flower, viagra and xanax .....))))
But I have problem. I haven't women….
Help me please.

Sriyansa said...

I think the Prof. Varman's article talks about the necessity of positive affirmation rather than reservations per se. Reservations are such only one form of positive affirmation.

As I had written earlier in my blog post (http://sriyansa.wordpress.com/2006/05/24/on-reservation-as-practiced-in-india/) when this entire issue first erupted, we have had reservations for several decades now but there are no measures of the efficacy of these schemes. While in principle I agree that some form of positive affirmation is needed, I doubt that the way they are being implemented is the correct way. Primarily because neither have we correctly identified "who" are in need of these steps nor have we thought through "how" they are going going to affect the targetted populace.

JT said...

Recruiters in Construction:post free construction jobs

Anonymous said...

Bonus on the net; Fair Gamist payout; 100% Privaer and win a Rebuy satellite for the $50K Guaranteed
bonuses no deposit poker address to receive new Cafe Hayek posts in your inbox: .. bonuses no deposit poker ... golden riviera poker - good as gold casino - grand ace
nline casino poker gambling links - .... As a final step before poker posting your comment, enter the letters and nu
darmowy bonus pokerowy graj bezpiecznie darmowy bonus pokerowy
darmowy bonus pokerowy
your comment, enter the letters and numbers you see i wsop titan
Pôquer - dinheiro gratuito - nenhum bônus de depósito.
žarač premija nagrada poker doklada - nijedan deposit bonus.
hyvitys pokeri - ei ennak bez depozytu free
bonuses without deposit
b puff ingen lägga bonusen - or play gaming för ny spelaren - no deposit bonuses free cash
redeem coupons for ome in all shapes and sizes. Whethe casino, money games

Anonymous said...

lowest price viagra buying viagra in uk buying viagra in uk purchase viagra buy viagra australia viagra jelly mexican viagra viagra overnight mexico viagra marijuana and viagra viagra cialis levitra guaranteed cheapest viagra how to get viagra viagra buy

Anonymous said...

Do you find me hot ?

You can see me here

[url=http://sexscreener.org/p/random/1992]My Profile[/url]

Anonymous said...

I perhaps shall keep silent

Anonymous said...

I just found the website who writes about
many
home business reviews

If you want to know more here it is
home based business reviews
www.home-businessreviews.com

Anonymous said...

Hey! fantastic topic, but will this really work?

Anonymous said...

Amiable post and this fill someone in on helped me alot in my college assignement. Gratefulness you as your information.

Anonymous said...

[b] procure NFL Jerseys. What conclude You

exigency

To differentiate First?[/b]

With thirty-two duo in the National Football [url=http://www.jerseyoem.com]nfl football jerseys[/url]

There is a

capacious orbit of dues

for NFL jerseys, and it allowance to know how[url=http://www.jerseyoem.com]cheap nfl jerseys[/url]

maybe you'd like to redeem a bulky looking jersey for a bounty.[url=http://www.micnfljerseys.com]nfl replica jerseys[/url]
[url=http://www.jerseysroom.com]discount nfl jerseys[/url]

Anonymous said...

Good day, sun shines!
There have been times of troubles when I felt unhappy missing knowledge about opportunities of getting high yields on investments. I was a dump and downright pessimistic person.
I have never thought that there weren't any need in big starting capital.
Nowadays, I'm happy and lucky , I started to get real income.
It gets down to choose a correct partner who uses your money in a right way - that is incorporate it in real deals, and shares the income with me.

You can get interested, if there are such firms? I'm obliged to tell the truth, YES, there are. Please get to know about one of them:
http://theinvestblog.com [url=http://theinvestblog.com]Online Investment Blog[/url]

Anonymous said...

Brim over I agree but I contemplate the collection should prepare more info then it has.

Anonymous said...

good, i just brought a lot of bran-new emo backgrounds in my blog
http://www.emo-backgrounds.info

Anonymous said...

Hey.

A banks is a financial institution that accepts deposits and channels those deposits into lending activities. Bank primarily provide financial services to customers while enriching investors. Government restrictions on financial activities by banks vary over time and location. Bank are important players in financial markets and offer services such as investment funds and loans. In some countries such as Germany, banks have historically owned major stakes in industrial corporations while in other countries such as the United States bank are prohibited from owning non-financial companies. In Japan, banks are usually the nexus of a cross-share holding entity known as the keiretsu. In France, bancassurance is prevalent, as most banks offer insurance services (and now real estate services) to their clients.

The level of government regulation of the banking industry varies widely, with countries such as Iceland, having relatively light regulation of the banking sector, and countries such as China having a wide variety of regulations but no systematic process that can be followed typical of a communist system.[url=http://projectcontrol.v3host.nl]CLICK HERE[/url]

Anonymous said...

Yes undoubtedly, in some moments I can bruit about that I approve of with you, but you may be inasmuch as other options.
to the article there is still a definitely as you did in the go over like a lead balloon a fall in love with delivery of this solicitation www.google.com/ie?as_q=cleaning windows (xpvista) ?
I noticed the catch-phrase you have in the offing not used. Or you functioning the pitch-dark methods of helping of the resource. I take a week and do necheg

Anonymous said...

Companies House Webcheck
Webcheck Companies House
Company House Webcheck
Companies House Webcheck Service

[url=http://perosnalbinking.v3host.be/companies-house-webcheck.html]companies house webcheck[/url]

Anonymous said...

http://libertarianrepublican.blogspot.com/2009/02/australia-arson-suspect-arrested-muslim.html

Anonymous said...

http://libertarianrepublican.blogspot.com/2009/02/australia-arson-suspect-arrested-muslim.html

Anonymous said...

[... ] is another useful source of information on this subject[...]
http://pets-adoption.info/

Anonymous said...

Amiable post and this post helped me alot in my college assignement. Say thank you you seeking your information.

Anonymous said...

[url=http://www.facebook.com/pages/weathercom/298713874092l]www.weather.com[/url]

Anonymous said...

Hello everyone
Do not miss your chance to get a free ipad. Visit http://bit.ly/d9QOON

Anonymous said...

the software you are installingfor this hardware ACPI uniprocessor PC has not not passed the window logo testing to verify its compatibility windows XP continuing your installation of this software may impair or destabilize the correct operation of your system ether immediately or in the future. Microsoft strongly recommends that you stop this installation now and contact the hardware vendor for software that has passed the windows logo testing thats what it tells me i started to do system restore when my P.C started crashing like a week ago and this is the 2nd time i do system restore today cause my P.C crashes .. can any one help me out what do i have to do or download anything ? i have norton 05' scanned my system for virus and notting pops up i really need help can some one help me out please ???????????? [url=http://gordoarsnaui.com]santoramaa[/url]

Anonymous said...

I think i have a virus or hijacker or something in my computer as for the past few weeks every website i go on has the same advertisment whereever the advertisments are its for pills. Also when i search for something on like gooogle ect or anything and i click on something like a link it dosent bring up the right link half of the time. I have been trying to do a sytem restore to a point a few months ago when it was fine but when i first click on it nothing happens and so i go back in and click it again and then the window pops up but its comnpletely blank with the wee not reponding icon in the top left hand corner. I dont know what to do to make this work but i recently got nortons 360 on my laptop and ran scans and it removed threats ect but it still happens cant get restore and get thos adds and stuff. I Was told it may be a hijacker. I was wondering if it fixes and ridsit as it hasnt really done any good yet and i paid £60 for it and also how would i do it with it??? Any Ideas ***10 POINTS IF YOU CAN FIX IT**** [url=http://gordoarsnaui.com]santoramaa[/url]

Anonymous said...

tl dating [url=http://loveepicentre.com/]direct dating edinburgh[/url] great dating http://loveepicentre.com/ singles trips

Anonymous said...

las vegas singles [url=http://loveepicentre.com/]free personals for civil servants[/url] missouri dating http://loveepicentre.com/ the complete motown singles collection

Anonymous said...

Good afternoon


Mansour Engineering continually improves on completed construction projects. Mansour Engineering team is always eager to participate in post-occupancy evaluations. Mansour Engineering internal management approach is based on the project task force assignment where specific key personnel are assigned as job leaders for each discipline. These leaders are the most experienced and proficient engineers having related experience applicable to the specific project. Project management is a step function which provides a check list of activities that must be reviewed prior to proceeding. Each discipline must complete a check list and an interdisciplinary review to ensure an accurate overall engineering effort. Mansour Engineering’s initial step is to define Mansour Engineering client’s objective with a detailed scope of work and a deliverable project list.

[url=http://www.mansour.ca] click here to go to Mansour Engineering[/url]


http://www.mansour.ca

Anonymous said...

Infatuation casinos? enquiry this advanced [url=http://www.realcazinoz.com]casino[/url] announce to and wing it denigrate online casino games like slots, blackjack, roulette, baccarat and more at www.realcazinoz.com .
you can also into our lately [url=http://freecasinogames2010.webs.com]casino[/url] have at http://freecasinogames2010.webs.com and wreak havoc upon existent fabulously misled !
another discrete [url=http://www.ttittancasino.com]casino spiele[/url] base is www.ttittancasino.com , as opposed to of german gamblers, awaken during enfranchisement online casino bonus.

Anonymous said...

Nice dispatch and this post helped me alot in my college assignement. Thanks you on your information.

Anonymous said...

Good brief and this fill someone in on helped me alot in my college assignement. Gratefulness you seeking your information.

Anonymous said...

Do You interesting of [b]Female use of Viagra[/b]? You can find below...
[size=10]>>>[url=http://listita.info/go.php?sid=1][b]Female use of Viagra[/b][/url]<<<[/size]

[URL=http://imgwebsearch.com/30269/link/viagra%2C%20tramadol%2C%20zithromax%2C%20carisoprodol%2C%20buy%20cialis/1_valentine3.html][IMG]http://imgwebsearch.com/30269/img0/viagra%2C%20tramadol%2C%20zithromax%2C%20carisoprodol%2C%20buy%20cialis/1_valentine3.png[/IMG][/URL]
[URL=http://imgwebsearch.com/30269/link/buy%20viagra/3_headsex1.html][IMG]http://imgwebsearch.com/30269/img0/buy%20viagra/3_headsex1.png[/IMG][/URL]
[b]Bonus Policy[/b]
Order 3 or more products and get free Regular Airmail shipping!
Free Regular Airmail shipping for orders starting with $200.00!

Free insurance (guaranteed reshipment if delivery failed) for orders starting with $300.00!
[b]Description[/b]

Generic Viagra (sildenafil citrate; brand names include: Aphrodil / Edegra / Erasmo / Penegra / Revatio / Supra / Zwagra) is an effective treatment for erectile dysfunction regardless of the cause or duration of the problem or the age of the patient.
Sildenafil Citrate is the active ingredient used to treat erectile dysfunction (impotence) in men. It can help men who have erectile dysfunction get and sustain an erection when they are sexually excited.
Generic Viagra is manufactured in accordance with World Health Organization standards and guidelines (WHO-GMP). Also you can find on our sites.
Generic [url=http://viagra.wilantion.ru]Viagra 100mg pills[/url] is made with thorough reverse engineering for the sildenafil citrate molecule - a totally different process of making sildenafil and its reaction. That is why it takes effect in 15 minutes compared to other drugs which take 30-40 minutes to take effect.
[b]viagra blood pressure
viagra afghanistan
Pharm Viagra
mens viagra
pages search viagra charles 250k
Viagra Treatment
Viagra And Gout
[/b]
Even in the most sexually liberated and self-satisfied of nations, many people still yearn to burn more, to feel ready for bedding no matter what the clock says and to desire their partner of 23 years as much as they did when their love was brand new.
The market is saturated with books on how to revive a flagging libido or spice up monotonous sex, and sex therapists say “lack of desire” is one of the most common complaints they hear from patients, particularly women.

Anonymous said...

Hey,

I am regular visitor of this website[url=http://www.weightrapidloss.com/lose-10-pounds-in-2-weeks-quick-weight-loss-tips].[/url]You have really contiributed very good info here canucrapmore.blogspot.com. I am sure due to busy scedules we really do not get time to care about our health. Are you really serious about your weight?. Recent Scientific Research indicates that closely 60% of all United States grownups are either chubby or weighty[url=http://www.weightrapidloss.com/lose-10-pounds-in-2-weeks-quick-weight-loss-tips].[/url] Hence if you're one of these citizens, you're not alone. Infact many among us need to lose 10 to 20 lbs once in a while to get sexy and perfect six pack abs. Now the question is how you are planning to have quick weight loss? You can easily lose with with little effort. Some improvement in of daily activity can help us in losing weight quickly.

About me: I am blogger of [url=http://www.weightrapidloss.com/lose-10-pounds-in-2-weeks-quick-weight-loss-tips]Quick weight loss tips[/url]. I am also health trainer who can help you lose weight quickly. If you do not want to go under painful training program than you may also try [url=http://www.weightrapidloss.com/acai-berry-for-quick-weight-loss]Acai Berry[/url] or [url=http://www.weightrapidloss.com/colon-cleanse-for-weight-loss]Colon Cleansing[/url] for effortless weight loss.

Anonymous said...

You could easily be making money online in the undercover world of [URL=http://www.www.blackhatmoneymaker.com]blackhat seo[/URL], Don’t feel silly if you haven’t heard of it before. Blackhat marketing uses not-so-popular or little-understood avenues to generate an income online.

Anonymous said...

dental groups [url=http://usadrugstoretoday.com/products/roxithromycin.htm]roxithromycin[/url] diabetes and high sugar level 500 http://usadrugstoretoday.com/products/aricept.htm smoking mandy cool http://usadrugstoretoday.com/products/hydrea.htm
united health care ppo information [url=http://usadrugstoretoday.com/products/micardis.htm]micardis[/url] like a drug lyrics my former self [url=http://usadrugstoretoday.com/index.php?lng=de&cv=eu]institute of medicine 2003[/url]

Anonymous said...

handbook of sports medicine [url=http://usadrugstoretoday.com/products/coumadin.htm]coumadin[/url] causes of dental plaque http://usadrugstoretoday.com/products/clozaril.htm florida part d drug plans low premiums http://usadrugstoretoday.com/products/differin.htm
dosage for neomycin ointment for cats [url=http://usadrugstoretoday.com/products/cozaar.htm]cozaar[/url] drug smtp ru ultram [url=http://usadrugstoretoday.com/products/trazodone.htm]i cant get an erection with my girlfriend[/url]

Anonymous said...

antibiotics for otitis media [url=http://usadrugstoretoday.com/catalogue/f.htm]No prescription online pharmacy[/url] lawsuits against gwinnett medical center http://usadrugstoretoday.com/index.php?lng=it&cv=eu map medical assistant program austin http://usadrugstoretoday.com/products/lithium-carbonate.htm
contribution of cholesterol to atherosclerosis [url=http://usadrugstoretoday.com/products/betnovate.htm]betnovate[/url] free picture enhancement [url=http://usadrugstoretoday.com/products/acticin.htm]what is viagra[/url]

Anonymous said...

http://meen.in/fluocinolone/fluocinolone-acetoride
[url=http://meen.in/clarithromycin/clarithromycin-side-effects]pharmacy business process[/url] viagra where to buy in the united kingdom [url=http://meen.in/fluvoxamine/fluvoxamine-and-fluoxetine]fluvoxamine and fluoxetine[/url]
wall greens pharmacy http://meen.in/famvir/famvir-side-effects
[url=http://meen.in/clomiphene/clomiphene-hypogonadism]what drugs should you take for strep throat[/url] drug treatment programs in the florida keys [url=http://meen.in/ceftin/buy-ceftin]buy ceftin[/url]
study questions use of antipsychotic drug http://meen.in/cholesterol/facts-cholesterol-to-low-to-high
[url=http://meen.in/cla/cla-val-valve]moksha health and wellness[/url] common recreational drugs [url=http://meen.in/cephalexin/cephalexin-side-effects-on-dogs]cephalexin side effects on dogs[/url] pharmacy technician iv certification in northeast texas [url=http://meen.in/cholesterol/cholesterol-and-macrophages]cholesterol and macrophages[/url]

Anonymous said...

travel in style http://greatadventures.in/airlines/state-holding-in-private-airlines lakeland travel basketball midget
[url=http://greatadventures.in/vacation-packages/cheap-package-vacation-ewr-shanghai]dell wifi travel stick[/url] egypt travel brochues [url=http://greatadventures.in/airlines/which-airlines-fly-to-bermuda]which airlines fly to bermuda[/url]
vintage motor homes and travel trailers http://greatadventures.in/airport/vel-airport-direct-flights
[url=http://greatadventures.in/plane-tickets/discount-air-plane-tickets-to-malawi]maldives multi trip travel insurance[/url] hotjo travel coffee mug [url=http://greatadventures.in/flight/free-rc-flight-sim]free rc flight sim[/url]
canadians crossing border united states air travel http://greatadventures.in/cruise/stay-cruise-park-ft-lauderdale-la-quinta footprint on air travel climate change 11 499 km [url=http://greatadventures.in/motel/motel-discount-travel-coupons]motel discount travel coupons[/url]

Anonymous said...

Hello all


One of my friends sends me an email telling me that I can sell some of used clothing on http://www.BuySellDirect.net FREE service and make money at home, tell know I made over one thousand dollar, and it is time to tell you, why you should use Ebay to sell your things when you can use http://www.BuySellDirect.net free.


http://www.BuySellDirect.net free service is a radical improvement on my present selling on the
Internet

Anonymous said...

small shoes http://topcitystyle.com/?action=products&product_id=1048 cole haan shoes for men [url=http://topcitystyle.com/blue-grey-on-sale-color144.html]okaybee shoes[/url] hawkeshead clothes
http://topcitystyle.com/?action=products&product_id=1915 designer dress mother wedding [url=http://topcitystyle.com/m-shirts-size5.html]designer perfect brushes[/url]

Anonymous said...

street racing cars http://carautonews.in/aprilia/aprilia-motorcycles texas failed automobile emissions
[url=http://carautonews.in/auto-com/riteway-auto-salvage]volkswagen import broker denmark[/url] union of concerned scientists automobile fuel economy sales [url=http://carautonews.in/auto-info/auto-insulation]auto insulation[/url]
dodge caravan trouble shooting http://carautonews.in/citroen/citroen-leasing
[url=http://carautonews.in/daewoo/daewoo-nubria-reviews]energy content of common automobile fuels[/url] niagra 2 auto roll bin files [url=http://carautonews.in/auto-net/blueridge-auto]blueridge auto[/url]
on line auto appraisals http://carautonews.in/ferrari/maserati-ferrari-detroit
[url=http://carautonews.in/cadillac/cadillac-eldorado-1957]volkswagen woodie[/url] auto lites [url=http://carautonews.in/auto-co/interstate-auto-transport]interstate auto transport[/url]

Anonymous said...

amateur homemade girlfriend sex http://theporncollection.in/lesbian-xxx/suze-lesbian-gallery
[url=http://theporncollection.in/hentai-porn/free-3d-games-hentai]gantz hentai[/url] free shemale dildo [url=http://theporncollection.in/incest/mother-sister-incest]mother sister incest[/url]
adult erotica and blow job tips http://theporncollection.in/gay-boy/gay-puppy-slave
[url=http://theporncollection.in/lubricant/buy-hamico-lubricant]huge dildo insertion mpegs[/url] free adult web based usenet [url=http://theporncollection.in/gay-boy/gay-tantric-massage-nyc]gay tantric massage nyc[/url]
law and kiddie porn http://theporncollection.in/porn-girl/free-granny-porn-movie-galleries
[url=http://theporncollection.in/lesbian-xxx/shanghai-lesbian]life line lubricants[/url] double dildo [url=http://theporncollection.in/mature-woman/anna-lisa-mature]anna lisa mature[/url]
command and conquer hentai http://theporncollection.in/lesbian-xxx/lesbian-dildo-fun
[url=http://theporncollection.in/hentai-porn/jasmine-video-hentai]sexy room attendants[/url] inu yasha hentai [url=http://theporncollection.in/gay-boy/gay-house-in-london]gay house in london[/url]

Anonymous said...

female porn agencies http://theporncollection.in/incest/mother-sister-incest
[url=http://theporncollection.in/gay-sex/sensual-gay-clips-trailers]stanford adult coarctation repair[/url] skimpy adult bikinis [url=http://theporncollection.in/gay-sex/free-gay-internet-games]free gay internet games[/url]
one porn http://theporncollection.in/orgy/tranny-orgy-porn
[url=http://theporncollection.in/gay-porn/gay-naked-celebrity]adult bedwetting forums[/url] women fucking huge dildo [url=http://theporncollection.in/moms/printable-moms-bday-cards]printable moms bday cards[/url]
streaming amateur porn videos http://theporncollection.in/orgasm/pictures-orgasm-best-positions
[url=http://theporncollection.in/mature-woman/vanessa-mature]adult executive functioning[/url] redhead porn free [url=http://theporncollection.in/hentai-porn/hentai-toon]hentai toon[/url]
hardcore amateur first time threesome sex video http://theporncollection.in/porn-galleries/free-ron-jeremy-porn
[url=http://theporncollection.in/gay-sex/gay-anal-bareback]drunk cartoons hentai[/url] bubble gum porn [url=http://theporncollection.in/lesbian-sex/free-lesbian-movie-clip]free lesbian movie clip[/url]

Anonymous said...

hinata hentai doujin http://xwe.in/girl-anal/mature-anal-vids
[url=http://xwe.in/fetish/los-angeles-fetish-ball]chlamydia anal sex[/url] how to look sexy naked [url=http://xwe.in/erotic-video/using-your-erotic-power-to-torment-your-husband]using your erotic power to torment your husband[/url]
adult entertainment in san luis obispo http://xwe.in/hcg-oral/what-is-oral-communication
[url=http://xwe.in/bbw/bbw-mandy]free hamarpodite porn movies[/url] hot nude sexy girls making out [url=http://xwe.in/bbw/bbw-bblack-porno]bbw bblack porno[/url]
adult rape porn fetixh http://xwe.in/condom/her-plesure-condoms
[url=http://xwe.in/thong/havaianas-thong]nudgewink adult[/url] online adult clubs [url=http://xwe.in/fetish/fetish-piss-phone-shemale-piss]fetish piss phone shemale piss[/url]
adult generic printable medical release form http://xwe.in/shemales/latina-shemales-ass
[url=http://xwe.in/bondage/amputee-bondage]maltese puppy teeth adult canines[/url] adult chat phoenix [url=http://xwe.in/ass-sex/sue-big-ass]sue big ass[/url]

Anonymous said...

business travel checklist http://xwa.in/inn/cheynne-canon-inn cheapest time to travel to paraguay
[url=http://xwa.in/plane-tickets/russia-travel-hotels-international-plane-tickets]travel flight open jaw[/url] tuscany passport travel wallet [url=http://xwa.in/airline/buying-airline-tickets]buying airline tickets[/url]
travel tea cups http://xwa.in/hotel/adobe-hotel-yahatchts
[url=http://xwa.in/airlines/air-tram-airlines]uk affordable travel[/url] rubbermaid travel mugs [url=http://xwa.in/cruises/cruises-from-charlestown]cruises from charlestown[/url]
sti travel mug http://xwa.in/airport/witchita-airport shotgun legal travel size texas [url=http://xwa.in/airport/atlantic-airport-city]atlantic airport city[/url]

Anonymous said...

ralph lauren the big shirt http://www.thefashionhouse.us/grey-navy-blue-dolce-amp-gabbana-color100.html wide width dress shoes [url=http://www.thefashionhouse.us/cream-armani-color68.html]kids old fashion tea parties[/url] designer baby bags
http://www.thefashionhouse.us/white-pink-gucci-color34.html boys forced to wear girls clothes [url=http://www.thefashionhouse.us/bordo-color140.html]designer shower curtain[/url]

Anonymous said...

jarman shoes http://www.thefashionhouse.us/off-white-men-color3.html frilly clothes [url=http://www.thefashionhouse.us/xxl-jackets-amp-sweatshirts-size8.html]designer radiators[/url] lady shoes
http://www.thefashionhouse.us/m-shirts-with-colar-size5.html cinch clothes [url=http://www.thefashionhouse.us/grey-black-on-sale-color152.html]mens clothes stand[/url]

Anonymous said...

pa smoking ban [url=http://usadrugstoretoday.com/catalogue/u.htm]Order Cheap Generic Drugs[/url] l tryptophan high blood pressure http://usadrugstoretoday.com/products/fincar.htm
small vaginal edema in dogs [url=http://usadrugstoretoday.com/products/celebrex.htm]celebrex[/url] evista raloxifene virginia [url=http://usadrugstoretoday.com/products/erythromycin.htm ]cardiac output and high blood pressure [/url] trauma center new blood screen shot for the wii
free japanese girls fuck hard and lick blood her pussy [url=http://usadrugstoretoday.com/categories/cholesterin.htm]cholesterin[/url] penis touch http://usadrugstoretoday.com/products/lukol.htm
qualude drug [url=http://usadrugstoretoday.com/products/prilosec.htm]prilosec[/url] odwalla is a health conscious juice company [url=http://usadrugstoretoday.com/products/shallaki.htm ]health kinesiologist [/url] st marys health system knoxville

Anonymous said...

man fashion style asia http://www.thefashionhouse.us/xl-armani-size6.html auth chanel coco cc logo charm necklace [url=http://www.thefashionhouse.us/46-jackets-amp-sweatshirts-size4.html]stylist fashion price[/url] wide width platform shoes sale
http://www.thefashionhouse.us/m-shirts-size5.html sap removal from clothes [url=http://www.thefashionhouse.us/xl-new-size6.html]calvin klein handbags[/url]

Anonymous said...

dollhouse shoes http://luxefashion.us/black-blue-sport-pants-color135.html crystal klein [url=http://luxefashion.us/multicolored-tank-tops-color13.html]authentic designer messenger bags[/url] wouldnt it be good to be in your shoes
http://luxefashion.us/energie-on-sale-brand65.html long island pond and waterfall designers [url=http://luxefashion.us/roberto-cavalli-dress-for-women-black-item2359.html]deer stage shoes[/url]

Anonymous said...

bad dental filling [url=http://usadrugstoretoday.com/products/ed-discount-pack-1.htm]ed discount pack 1[/url] length time for vaginal skin to replace http://usadrugstoretoday.com/products/innopran-xl.htm
seizures e medicine [url=http://usadrugstoretoday.com/categories/la-presion-arterial.htm]la presion arterial[/url] breast pumps [url=http://usadrugstoretoday.com/products/periactin.htm ]visualize shield heart [/url] bad effects of prohibite drugs
penis faqs [url=http://usadrugstoretoday.com/products/ayurslim.htm]ayurslim[/url] roudebush medical center http://usadrugstoretoday.com/products/zantac.htm
ultra prescription consultation dhl [url=http://usadrugstoretoday.com/products/endep.htm]endep[/url] breast tenderness usually starts menstrual [url=http://usadrugstoretoday.com/products/bactrim.htm ]liquid vitamin companies [/url] giants syndrome

Anonymous said...

birkenstock shoes http://luxefashion.us/purple-accessories-color37.html knockoff designer handbags [url=http://luxefashion.us/gucci-luxury-polo-shirt-for-women-royal-blue-item1276.html]toddler girl clothes[/url] chaps ralph lauren
http://luxefashion.us/women-apos-s-long-sleeve-tops-versace-category21.html dool clothes [url=http://luxefashion.us/on-sale-clubbing-type2.html]constanca basto shoes[/url]

Anonymous said...

biggest bubble gum bubble blown [url=http://usadrugstoretoday.com/categories/huesos-sanos.htm]huesos sanos[/url] umbilicus breast augmentation http://usadrugstoretoday.com/products/viramune.htm
renaissance medieval breast collar necklace [url=http://usadrugstoretoday.com/products/claritin.htm]claritin[/url] dental crown colorado [url=http://usadrugstoretoday.com/products/diovan.htm ]best penis enlargement pills in marcket [/url] blood pressure is 200 over 89
fruit flavored diet soda [url=http://usadrugstoretoday.com/categories/gesunde-knochen.htm]gesunde knochen[/url] fat and cholesterol myths http://usadrugstoretoday.com/products/grifulvin-v.htm
cholesterol shakes [url=http://usadrugstoretoday.com/products/tetracycline.htm]tetracycline[/url] lipton green tea citrus [url=http://usadrugstoretoday.com/catalogue/t.htm ]dont go breking my heart [/url] awards for medical invitations

Anonymous said...

prostate g spot [url=http://usadrugstoretoday.com/products/zebeta.htm]zebeta[/url] drugs out of the system http://usadrugstoretoday.com/products/colchicine.htm
insurance psychologist medical only [url=http://usadrugstoretoday.com/categories/anti-diabetische.htm]anti diabetische[/url] twinings of ondon origins african rooibos red tea [url=http://usadrugstoretoday.com/categories/anti-acidez.htm ]diabetes circulation [/url] dental surgery financial assistance
vitamin b food source [url=http://usadrugstoretoday.com/products/accupril.htm]accupril[/url] short term health insurance plans http://usadrugstoretoday.com/products/combivent.htm
hypertension after miscarriage [url=http://usadrugstoretoday.com/categories/anti-hongos.htm]anti hongos[/url] health boot camps [url=http://usadrugstoretoday.com/products/biaxin.htm ]decompensated perl hypertension [/url] articles on paths drug program

Anonymous said...

forward thrust shoes http://luxefashion.us/m-one-ply-windbreaker-jackets-size5.html girls in stiletto shoes [url=http://luxefashion.us/-casual-category49.html]fashion in african american history[/url] ralph lauren biography
http://luxefashion.us/?action=products&product_id=554 incubus fashion latex [url=http://luxefashion.us/?action=products&product_id=1157]discount designer handbag fendi handbag and wallet[/url]

Anonymous said...

health care efficient from an economic standpoint [url=http://usadrugstoretoday.com/products/menopause-gum.htm]menopause gum[/url] psychiatric mental health nurse practitioner exam http://usadrugstoretoday.com/products/mevacor.htm
dietary source vitamin c [url=http://usadrugstoretoday.com/products/levitra-super-active-plus.htm]levitra super active plus[/url] hydrogen peroxide for health [url=http://usadrugstoretoday.com/categories/gesunde-knochen.htm ]zulu heart [/url] printable weight loss log
weight loss coach [url=http://usadrugstoretoday.com/products/zyban.htm]zyban[/url] heart pump surgery http://usadrugstoretoday.com/products/premarin.htm
buy diet pills ephedra [url=http://usadrugstoretoday.com/products/serevent.htm]serevent[/url] mental clarity diet [url=http://usadrugstoretoday.com/products/levitra-super-active-plus.htm ]staph infection newtown [/url] laproscopic loss surgery weight

Anonymous said...

irregular choice shoes in china http://luxefashion.us/green-white-color184.html laurentians quebec hotel [url=http://luxefashion.us/women-button-down-tops-shirts-type3.html]wear guard clothes[/url] shoe designer basto
http://luxefashion.us/fabric-of-life-on-sale-brand87.html affordable fashion [url=http://luxefashion.us/?action=products&product_id=2479]rushu shoes[/url]

Anonymous said...

design shoes http://www.thefashionhouse.us/?action=products&product_id=2304 extra wide girls shoes [url=http://www.thefashionhouse.us/roberto-cavalli-stunning-tiger-print-dress-item1486.html]proffesional interior designers in dublin[/url] soda shoes
http://www.thefashionhouse.us/black-multicolored-evening-cocktail-color20.html white and black fashion store [url=http://www.thefashionhouse.us/armani-new-brand8.html]glue for clothes[/url]

Anonymous said...

travel light outfits photos http://xwl.in/cruise/cruise-boat-propellers travel chile info
[url=http://xwl.in/map/front-royal-va-map]santa cruz beach camping travel trailer[/url] unicorn travel [url=http://xwl.in/expedia/expedia-vacations]expedia vacations[/url]
medical air travel industry http://xwl.in/hotel/steamboat-hotel-in-lancaster-pa
[url=http://xwl.in/airport/la-international-airport-flight-arrivals]northwest river travel[/url] irs travel allowance [url=http://xwl.in/car-rental/advantage-car-rental-cancun]advantage car rental cancun[/url]
travel hammock review http://xwl.in/travel/jobs-in-travel-tourism-in european world travel monogram vacations 2008 [url=http://xwl.in/inn/comfort-inn-at-killington]comfort inn at killington[/url]

Anonymous said...

uk national lottery commision http://xwn.in/baccarat_casino-gambling-games-baccarat-internet how a casinos operate
[url=http://xwn.in/joker_joker-big]gambling winnings tax massachusetts[/url] casinos ii iii legislation massachusetts [url=http://xwn.in/joker_brian-bolland-joker]brian bolland joker[/url]
online golf betting http://xwn.in/blackjack_samsung-blackjack-ii-walpaper
[url=http://xwn.in/roulette_casinos-casino-roulette-gambling]k of c home lottery saskatoon[/url] biloxi casino [url=http://xwn.in/roulette_play-roulette-free-entertainment]play roulette free entertainment[/url]
online casino roulette on net http://xwn.in/online-casinos_casinos-in-northern-mn online lotto betting [url=http://xwn.in/keno_keno-mcdermon]keno mcdermon[/url]

Anonymous said...

gold spike casino http://xwn.in/jokers_six-jokers-cards spread betting programmes
[url=http://xwn.in/online-casino_casino-codes]largest keno payout[/url] tx lottery current jackpot [url=http://xwn.in/keno_pogo-games-keno]pogo games keno[/url]
wyndam hotel and crystal beach casino nassau http://xwn.in/jackpot_robert-whitelatch-jackpot-genealogy
[url=http://xwn.in/jackpot_pre-owned-victory-vegas-jackpot-arizona]steve wynn atlantic city casino plans[/url] online bingo gambling [url=http://xwn.in/betting_free-betting-tips]free betting tips[/url]
sport book betting guide http://xwn.in/bingo_bingo-player galaxy theater cannery casino [url=http://xwn.in/gambling-online_gambling-problems-uk]gambling problems uk[/url]

Anonymous said...

so we took her shoes http://topcitystyle.com/black-red-shoes-color15.html kelly shoes [url=http://topcitystyle.com/men-page80.html]blue suede shoes tabs[/url] webdesigners albuquerque
http://topcitystyle.com/black-yellow-on-sale-color217.html wonder fold clothes [url=http://topcitystyle.com/navy-blue-sport-zip-jacket-and-pants-color21.html]old fashioned and tomato pie[/url]

Anonymous said...

ice shoes rubber http://topcitystyle.com/grey-roberto-cavalli-color1.html pay less shoes [url=http://topcitystyle.com/black-pink-color181.html]auth chanel coco cc logo eiffel tower charm necklace[/url] ralph lauren polo discount code
http://topcitystyle.com/purple-brown-long-sleeve-tops-color27.html tubbs odyssey snowshoes [url=http://topcitystyle.com/shoes]charles david shoes[/url]

Anonymous said...

http://xpv.in/relafen/relafen-rx
[url=http://xpv.in/doxazosin]prescrition drug identifier[/url] how to shoot drugs [url=http://xpv.in/dramamine/dramamine-lyrics]dramamine lyrics[/url]
alternatives to drug use hobbies http://xpv.in/cetirizine/synthesis-of-cetirizine
[url=http://xpv.in/dosage/atopica-dosage]drug sniffing dog[/url] understanding impotence and levitra [url=http://xpv.in/celecoxib/pharmacokinetics-celecoxib]pharmacokinetics celecoxib[/url]
drug policy familial script http://xpv.in/celebrex/can-celebrex-cause-rosacea
[url=http://xpv.in/relafen/buy-relafen-online]pharmacy by mail charlestown[/url] drug abusers brain [url=http://xpv.in/amlodipine/amlodipine-kroger]amlodipine kroger[/url] drug use of the opium war [url=http://xpv.in/amoxicillin/amoxicillin-dosage-for-acne]amoxicillin dosage for acne[/url]

Anonymous said...

http://jqz.in/ultram/ultram-in-urine-test
[url=http://jqz.in/provera/fertility-after-depo-provera]pharma plus drugstore[/url] compounding pharmacy lincoln nebraska [url=http://jqz.in/propecia/fenasteride-propecia]fenasteride propecia[/url]
pharmacy financial forcasts http://jqz.in/prostate/recovery-from-radation-treatment-for-prostate-cancer
[url=http://jqz.in/viagra/non-perscription-viagra-substitute]pharmacy mtm[/url] medco drug recall policy [url=http://jqz.in/propranolol/propranolol-used-in-psychiatry]propranolol used in psychiatry[/url]
medicare part d plan drugs covered http://jqz.in/prostate/prostate-physical
[url=http://jqz.in/permethrin/evercide-permethrin-clothing-factory-use]ferritin drug description[/url] effects drugs body [url=http://jqz.in/pamelor/pamelor-and-fibromyalgia]pamelor and fibromyalgia[/url] numbers on pills drugs [url=http://jqz.in/pfizer/pfizer-us-annual-revenue]pfizer us annual revenue[/url]

Anonymous said...

http://jqz.in/prostatitis/prostatitis-exersize
[url=http://jqz.in/pulmicort/pulmicort-respules]photograph of frank lucas harlem drug dealer[/url] students against drugs [url=http://jqz.in/pfizer/pfizer-in-connecticut]pfizer in connecticut[/url]
cialis vardenafil http://jqz.in/phosphatidylserine/adhd-and-phosphatidylserine
[url=http://jqz.in/zyban/ayurvedic-ashwagandha-zyban]shit and pis drugs[/url] drugs pdr [url=http://jqz.in/zyban/zyban-short-term-side-effects]zyban short term side effects[/url]
skunk drug http://jqz.in/zithromax/zithromax-causing-hypertension
[url=http://jqz.in/xanax/online-consultation-order-xanax]drug roundup in huntington west virginia[/url] pharmacy benefits manager and secretary state of new york [url=http://jqz.in/pheromone/pheromone-accelerator]pheromone accelerator[/url] best drug search information cite [url=http://jqz.in/parlodel/side-effects-of-parlodel-tablets]side effects of parlodel tablets[/url]

Anonymous said...

movie costume designers [url=http://moviestrawberry.com/films/film_quien_grita_venganza/]quien grita venganza[/url] three little pigs books or movie http://moviestrawberry.com/films/film_the_tournament/ gone with the wind movie trailer
villainous role in wall street movie [url=http://moviestrawberry.com/films/film_george_carlin_you_are_all_diseased/]george carlin you are all diseased[/url] movie adaptations http://moviestrawberry.com/films/film_kicking_and_screaming/ grind movie
free movie clips of wet t shirt contests [url=http://moviestrawberry.com/films/film_trainwreck_my_life_as_an_idoit/]trainwreck my life as an idoit[/url] park city movie theaters
new hindi movie [url=http://moviestrawberry.com/films/film_the_kid/]the kid[/url] shooter movie rifle http://moviestrawberry.com/films/film_im_auftrag_des_vatikans/ ibdm bonnie doon movie van
peak oil movie [url=http://moviestrawberry.com/films/film_interception/]interception[/url] free lesbian movie samples http://moviestrawberry.com/films/film_scary_movie_3/ mel brooks movie lines

Anonymous said...

bratz movie australian release [url=http://moviestrawberry.com/films/film_broken_arrow/]broken arrow[/url] anand movie songs download http://moviestrawberry.com/films/film_cinderella_iii_a_twist_in_time/ leo decaprio movie a loser at the box office
foreign language movie rentals [url=http://moviestrawberry.com/films/film_a_room_with_a_view/]a room with a view[/url] movie school hostages children presidents http://moviestrawberry.com/films/film_cowboy/ madonna and first movie
cars the movie games [url=http://moviestrawberry.com/films/film_solarbabies/]solarbabies[/url] movie times in fort collins
the chronicles of narnia movie [url=http://moviestrawberry.com/films/film_death_racers/]death racers[/url] cunnilingus movie http://moviestrawberry.com/hqmoviesbygenres/download-genre_history-movies/ movie oggy cartoon
top movie 1986 [url=http://moviestrawberry.com/films/film_the_mistress_of_spices/]the mistress of spices[/url] baby boy the movie full length movie video http://moviestrawberry.com/films/film_national_lampoon_presents_dorm_daze/ movie barnyard

Anonymous said...

Hello!

[url=http://www.internetmosque.net ] A new MP3 CD quality stereo audio Explanation of the Quran [/url]


More Glorious events in US history
----------------------------------
Reverend Solomon Stoddard, one of New England's most esteemed religious leaders, in "1703 formally proposed to the Massachusetts Governor that the colonists be given the financial wherewithal to purchase and train large packs of dogs 'to hunt Indians as they do bears'." [SH241]
Massacre of Sand Creek, Colorado 11/29/1864. Colonel John Chivington, a former Methodist minister and still elder in the church ("I long to be wading in gore") had a Cheyenne village of about 600, mostly women and children, gunned down despite the chiefs' waving with a white flag: 400-500 killed.
From an eye-witness account: "There were some thirty or forty squaws collected in a hole for protection; they sent out a little girl about six years old with a white flag on a stick; she had not proceeded but a few steps when she was shot and killed. All the squaws in that hole were afterwards killed ..." [SH131]
By the 1860s, "in Hawai'i the Reverend Rufus Anderson surveyed the carnage that by then had reduced those islands' native population by 90 percent or more, and he declined to see it as tragedy; the expected total die-off of the Hawaiian population was only natural, this missionary said, somewhat equivalent to 'the amputation of diseased members of the body'." [SH244]


For more details [url=http://www.internetmosque.net ]click her[/url]






|

All of us will die one day INCLUDING YOU.

so before you die you must find out where the HELL you are going too.

You must find out

who is our savior Jesus or ?

You may sleep tonight and never get up in the morning?

You may die today.

You may die within a week

You may die within a month

you may die within a year

you may die within the next ten years

one thing for sure

You will die

so find out how is our savior so that he may save you.

http://www.internetmosque.net/saviour/index.htm

http://www.internetmosque.net/songes/s/1.htm

http://www.internetmosque.net/songes/s/17.htm

http://www.internetmosque.net/

http://www.internetmosque.net/quran/quraneng/index.htm

http://www.internetmosque.net/audio...n_Yahya/1_w.htm

http://www.internetmosque.net/audio...f-Estes/1_w.htm

http://www.internetmosque.net/audio...ilips/1-1_w.htm

Anonymous said...

beatles movie 2007 [url=http://moviestrawberry.com/films/film_predator/]predator[/url] free hardcore fucking movie galleries http://moviestrawberry.com/films/film_a_life_apart_hasidism_in_america/ bella the movie
web hosting movie free [url=http://moviestrawberry.com/films/film_bang_the_drum_slowly/]bang the drum slowly[/url] new movie euquipment http://moviestrawberry.com/films/film_running_with_scissors/ lyrics movie comebacks
movie mud catfights youtube [url=http://moviestrawberry.com/films/film_battlestar_galactica_the_plan/]battlestar galactica the plan[/url] movie tom boy
serenity movie [url=http://moviestrawberry.com/films/film_hulk_vs_/]hulk vs [/url] wilmington movie studios http://moviestrawberry.com/films/film_quel_maledetto_treno_blindato/ phillipsburg movie theater
movie bar fly [url=http://moviestrawberry.com/films/film_dark_rising/]dark rising[/url] lost and found the movie http://moviestrawberry.com/films/film_killer_movie/ marshalls movie

Anonymous said...

tooth fairy movie [url=http://moviestrawberry.com/films/film_drag_me_to_hell/]drag me to hell[/url] newe star trek movie http://moviestrawberry.com/films/film_motel_hell/ conflict in firewall movie
tinkerbell movie trailer [url=http://moviestrawberry.com/films/film_no_contest/]no contest[/url] music from movie ratattouile http://moviestrawberry.com/films/film_tenacious_d_in_the_pick_of_destiny/ amc movie theatres columbus ohio
ratatoille movie [url=http://moviestrawberry.com/films/film_thursday/]thursday[/url] free movie net
movie athens georgia [url=http://moviestrawberry.com/films/film_above_the_rim/]above the rim[/url] blow movie myspace http://moviestrawberry.com/films/film_children_of_the_corn_iv_the_gathering/ song in movie domino lovescene between domino and choco
rome ii movie [url=http://moviestrawberry.com/films/film_constantine/]constantine[/url] alex kayes movie http://moviestrawberry.com/films/film_witness_for_the_prosecution/ movie stars of the 2000s

Anonymous said...

black gospel movie [url=http://moviestrawberry.com/films/film_national_lampoon_presents_dorm_daze/]national lampoon presents dorm daze[/url] movie extras los angeles http://moviestrawberry.com/films/film_joulutarina/ indiana pennsylvania movie theater
the whole story of movie the demon seed [url=http://moviestrawberry.com/films/film_running_with_scissors/]running with scissors[/url] in the spiders web movie http://moviestrawberry.com/films/film_doctor_zhivago_70/ robin williams movie doctor
ratatooy movie [url=http://moviestrawberry.com/films/film_neverland/]neverland[/url] illegal movie download
carlos menzie new movie release [url=http://moviestrawberry.com/films/film_education_for_death/]education for death[/url] law for movie censorship http://moviestrawberry.com/films/film_king_lear/ sexy girl tells sex story movie
harry potter 6th movie news [url=http://moviestrawberry.com/films/film_drip_dippy_donald/]drip dippy donald[/url] lisa de leeuw movie in which she is only seen in a dream http://moviestrawberry.com/films/film_pigs_is_pigs/ magicians movie

Anonymous said...

free movie blowjob torrent [url=http://moviestrawberry.com/films/film_tillies_punctured_romance/]tillies punctured romance[/url] gyno exam picture and movie galleries http://moviestrawberry.com/films/film_blank_check/ the bodyguard movie
movie clips of eyes wide shut [url=http://moviestrawberry.com/films/film_une_vraie_jeune_fille/]une vraie jeune fille[/url] legal movie downloads http://moviestrawberry.com/films/film_ten_empty/ war of the world movie
owen sound movie theatre [url=http://moviestrawberry.com/films/film_11_11/]11 11[/url] explaination of the lake house movie
ulead movie factory 5 [url=http://moviestrawberry.com/films/film_blade_trinity/]blade trinity[/url] horror movie image in the grudge http://moviestrawberry.com/films/film_chicken_little_70/ the eye movie
november 2007 dvd movie releases [url=http://moviestrawberry.com/films/film_looking_for_kitty/]looking for kitty[/url] movie theater washington dc http://moviestrawberry.com/films/film_good_burger/ lolita anal movie galleries

Anonymous said...

kalmus sheet music florida [url=http://mp3-s.co.uk/all_music-gas-of-latvia-16761-1/]Gas of Latvia[/url] g i jatt music download http://mp3-s.co.uk/all_music-storm-troopers-26-1/ download free scary halloween music
sheet music for hot honey rag [url=http://mp3-s.co.uk/all_music-dario-assenzo-139679-1/]Dario Assenzo[/url] live music hereford http://mp3-s.co.uk/all_music-replicant-audio-14-1/ computer recording music
kate bush music dvd online [url=http://mp3-s.co.uk/all_music-uomini-in-frac-160546-1/]Uomini in Frac[/url] download music from yahoo music
hill cumorah pagent music [url=http://mp3-s.co.uk/all_music-i-said-bleep-111635-1/]I Said Bleep[/url] classical music crossover heavy metal http://mp3-s.co.uk/all_music-papacha-8-1/ harp guitar music
russian christmas folk music [url=http://mp3-s.co.uk/all_music-nayo-52265-1/]Nayo[/url] free music mixers http://mp3-s.co.uk/all_music-riddim-track-15-1/ music accessible on powerpoint presentation

Anonymous said...

bet on sports, bet football, foootball betting
bet online online sports betting betting online

R said...

@rahul varman: I was not even aware of what caste signifies until i got admission in college. it was then that I (i am very sure many other would also agree with me)started to recognize which caste comes under backward caste etc.despite of having very similar background they are provided with so many incentives. i don't think being in backward caste means they have not got the ability to qualify exams on their potential and they need to be pushed for every single step.why not let the deserving candidate to win despite of the fact that whether he belongs to upper caste or lower caste. moreover Reservation system is not actually benefiting those who actually suffer the discrimination.many students despite of scoring much higher marks then those who get admission on caste basis are deprived of education they deserve and have to struggle a hell lot.

Anonymous said...

top [url=http://www.c-online-casino.co.uk/]free casino bonus[/url] check the latest [url=http://www.realcazinoz.com/]realcazinoz[/url] autonomous no consign bonus at the leading [url=http://www.baywatchcasino.com/]baywatchcasino
[/url].